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All information contained in or made available through our sites (including but not limited to information contained on videos, message boards, comments, on coaching calls, in emails, in text files, or in chats) is made available by Sproud (Pty) Ltd for informational purposes only and nothing thereof should be construed as legal advice. The information contained in or made available through our sites cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. The user is accordingly cautioned not to take any action based on the content of this website but to always consult a suitably qualified lawyer. Sproud (Pty) Ltd does not accept liability that would or could arise as a result of the contents of the website and any such liability is hereby excluded to the fullest extent allowed by law. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. All information on the website is subject to change without any notice.